Wednesday, September 12, 2012
Memberships are the cheapest in most instances
This summer I had a lot of time to observe parental spending habits and I must say we waste so much money without realizing it. If there is anything I can emphasize it is memberships. I watched people use coupons and think they saved, saved, saved. While I just smiled because I finally get it, memberships are not just about being exclusive it's about those who have it will keep what they have. It's a way of saving money for those who have. So I just wanted to pass a message to my sisters who maybe single moms, the best way to save at most organizations is through membership. I am not endorsing any particular organization.
I just want to advise you that by the time you pay for parking and you have used your $10.00 off coupon you may as well buy the membership. If you can't find yourself parting with "all that money at once" at least buy the least expensive membership and upgrade later but please stop buying one ticket at a time. It is going to cost you in the long run...as my Mom always said "the cheapest becomes the dearest":-) You get unlimited entry when you have a membership if it is $15.00 more or a little more for the membership go for it!:-) Don't buy a $55.00 ticket when the membership is $69.00 and feel you have saved. You paid $12.00 for the parking so you would have had the membership anyway......we have to change our way of thinking to truly create wealth for the future and improve our ability to enjoy this blessed life God has orchestrated.
Tuesday, July 10, 2012
Be an expert first and mind your business...so you can have some business of your own...
You know I woke up feeling good this morning. I thought although I said "I will not be writing any personal blogs I just have to grant this request. I felt led to share on something important I have previously written on. I am asked time and time again how our marriage has lasted 19 years. It is because we were best friends first. When people approach us we walk over to each other and we chuckle and say "See what you saved me from." I laugh because I think man you wouldn't last 1 year if you couldn't handle the last female you had.
People always want what they can not have. Or like the previous scandal I wrote on where a friend tried to approach my husband, he was very real he said "if you can't maintain your own marriage, what makes you think I am going to leave my wife of 19 years....he chuckled.... then said they better know "I am not going anywhere?" or he will say "do you know how many guys I had to beat out to win her heart?" People need to understand you may think you can fill someone's shoes but chances are you can't. We truly love each other despite our trials and tribulations. So when negative forces approach to offer advice our first question is did your marriage last? That is the first question that comes to mind and if it did, are you happy? Ultimately our goal is to be both.
Before you give advice please be wise. My mother always laughed when my in-laws gave advice because she would say. "That is dangerous", she would further say "they can't give him what you can so they better mind their business," If there was one area she left alone it was a man and his woman. She would advise us that "they will be smiling with you and you could truly mean them well but once they make up you will be the outsider." So I live by my mothers advice and I leave other people's relationships alone unless there is true danger where a friend is being physically placed in danger. My advice is to keep negative influences out of your life and focus, achieve and set goals.
For example, when I returned a neighbor advised there are too many people in your house for you to be cleaning your car. I just smiled because I know we are a team, I know that my husband just drove many hours to bring us home safely, he cleaned out the major suitcases and brought in everyone's bags last night and my boys helped more than enough. So this morning I felt compelled to do my thing on my own. Now I don't fault her, she only sees half the picture..... she didn't see what they accomplished in the midnight hour. She only saw me doing what I was doing at that moment.
My husband often chuckles because although people see me as an at home Mom and they have to add their two cents about how I should be doing more. People who really know me, know I am always making money via sales, my contracts, my writing and my seasonal positions that afford me important time off during the school year when I am home schooling my children. People tend to see a snipit and think they know. So my husband chuckles and says if they only knew how you tend to hold down 2 jobs when they think you have none.
However, I make it pretty clear that while I do appreciate advice, I was always taught to look at the full picture. My pastor's wife once said "stop looking in other people's back yard. If you have a pinto take care of your pinto and stop worrying about the lady with the Mercedes because you don't know what she has to do to maintain that Mercedes. She speaks from wisdom because she has counseled many. She knows that women with the Mercedes in relationships may have to pay for their hotel for them to be together because he maybe still living at home with his Momma or that they maybe living together and she maybe carrying all the weight and all the bruises. Yet your pinto takes care and gets you to your destination and blesses you with a lovely meal. I think that sums up my thoughts on relationships.
There are no perfect relationships, simply follow your heart and as Mom always said "take your eyes off of other people." Even this weekend my son had his first opportunity to contribute to the family trip. It is training time. I have to teach him that one day he will have a wife and there are certain things he should take care of. I am sure people will say this... that and the other if they see me training them. However, it is not their wives duty to train them to be men. It is our responsibility to train them now before they get in serious relationships. I don't need my sons to do certain things, but I know their wives will need them to be men at certain times in their lives. Therefore, I see it as our responsibility to teach them to take care of their families. I also teach them to mind their business, so that one day they will have business of their own.
People always want what they can not have. Or like the previous scandal I wrote on where a friend tried to approach my husband, he was very real he said "if you can't maintain your own marriage, what makes you think I am going to leave my wife of 19 years....he chuckled.... then said they better know "I am not going anywhere?" or he will say "do you know how many guys I had to beat out to win her heart?" People need to understand you may think you can fill someone's shoes but chances are you can't. We truly love each other despite our trials and tribulations. So when negative forces approach to offer advice our first question is did your marriage last? That is the first question that comes to mind and if it did, are you happy? Ultimately our goal is to be both.
Before you give advice please be wise. My mother always laughed when my in-laws gave advice because she would say. "That is dangerous", she would further say "they can't give him what you can so they better mind their business," If there was one area she left alone it was a man and his woman. She would advise us that "they will be smiling with you and you could truly mean them well but once they make up you will be the outsider." So I live by my mothers advice and I leave other people's relationships alone unless there is true danger where a friend is being physically placed in danger. My advice is to keep negative influences out of your life and focus, achieve and set goals.
For example, when I returned a neighbor advised there are too many people in your house for you to be cleaning your car. I just smiled because I know we are a team, I know that my husband just drove many hours to bring us home safely, he cleaned out the major suitcases and brought in everyone's bags last night and my boys helped more than enough. So this morning I felt compelled to do my thing on my own. Now I don't fault her, she only sees half the picture..... she didn't see what they accomplished in the midnight hour. She only saw me doing what I was doing at that moment.
My husband often chuckles because although people see me as an at home Mom and they have to add their two cents about how I should be doing more. People who really know me, know I am always making money via sales, my contracts, my writing and my seasonal positions that afford me important time off during the school year when I am home schooling my children. People tend to see a snipit and think they know. So my husband chuckles and says if they only knew how you tend to hold down 2 jobs when they think you have none.
However, I make it pretty clear that while I do appreciate advice, I was always taught to look at the full picture. My pastor's wife once said "stop looking in other people's back yard. If you have a pinto take care of your pinto and stop worrying about the lady with the Mercedes because you don't know what she has to do to maintain that Mercedes. She speaks from wisdom because she has counseled many. She knows that women with the Mercedes in relationships may have to pay for their hotel for them to be together because he maybe still living at home with his Momma or that they maybe living together and she maybe carrying all the weight and all the bruises. Yet your pinto takes care and gets you to your destination and blesses you with a lovely meal. I think that sums up my thoughts on relationships.
There are no perfect relationships, simply follow your heart and as Mom always said "take your eyes off of other people." Even this weekend my son had his first opportunity to contribute to the family trip. It is training time. I have to teach him that one day he will have a wife and there are certain things he should take care of. I am sure people will say this... that and the other if they see me training them. However, it is not their wives duty to train them to be men. It is our responsibility to train them now before they get in serious relationships. I don't need my sons to do certain things, but I know their wives will need them to be men at certain times in their lives. Therefore, I see it as our responsibility to teach them to take care of their families. I also teach them to mind their business, so that one day they will have business of their own.
Wednesday, July 4, 2012
Mecklenburg County water company has a $58.00 delinquency fee vs $5.00 for Union County
To my amazement, I recently spoke with community members about the rising cost of the water bill. I was informed by many that their bills keep rising yet there has also been an outrageous delinquency charge. When I contacted the Mecklenburg County water and sewer company I learned that it is normal for them to charge a $58.00 charge for an $85.00 bill. In fact they charge one for any amount that has a 68 day balance. Even though they recently issued a 60 day bill late to residents and some were cut off.
For example, if a senior is on social security and can not pay her bill not only do they cut off the water and charge a reconnect fee but they then charge her $58.00 every 68 days on top of that.
What was more interesting is when I checked with our local Union County water company, "to my not surprise" I learned the neighboring county who can afford those outlandish fees had a delinquency fee of $5.00. Makes you wonder if this is not just more hurdles and just another way of keeping people in lower social classes from being able to do better. How do you justify charging anything over 10%-20% in interest on a utility bill.
The law was recently changed to protect people from those pay day loans. Yet our own city council members approved this last July. I know it is time for our water company to be held accountable and this $58.00 delinquency fee needs to be refunded to every Mecklenburg resident.
IRS and the State Revenue Department maybe running out of money
I have taken my hiatus and worked on grading the end of grade tests but it is now time to get back to writing. The IRS deal, it is apparent in the US we do not have enough money to pay people. From late federal refunds to children's savings account being taken by NC's revenue department. The state is sweeping common individual bank accounts. They have been fining people whether they owe the state or not and quite frankly the only way to fight back is to file law suits in court. It is quite disheartening to see people losing their tax returns and their earnings.
Some people have provided proof to the state and the IRS has alledgedly lost the documents that were provided. Don't waste anytime with the tax payer advocates because some have been instructed to assist you with the minimum that can be corrected. If they owe you $5,000 you may get $1,000.00 it is truly sad. You are better off hiring H&R Block but once they are off season they too can be difficult to get a hold of.
It would be better if the IRS simply said we don't have money to pay you rather than stringing people along and making them believe they have made some erroneous error. Most found that they were being advised they needed social security numbers on pages they did not. When checking previous returns they realized it had been done the same way for years. They are tactics to make you believe you have made an error when you have not.
Wednesday, February 29, 2012
"Our" IRS is going after average citizens who have difficulty fighting back
As a US citizen I have often wondered how people like Redd Foxx etc could possibly die poor after working so hard in America. After seeing Wesley Snipes incarcerated, I wondered if there is not something we could do differently in the United States about the IRS.
Afterall the IRS is given full power and control to take your money whether you truly owe them or not. They are given 10 years to collect from the average American and the average American is given 3 years to collect from them.
It is ironic that an institution such as the Internal Revenue Service given it's power and control would lack the integrity to ensure that the average citizen would receive the correct amount of money when they file their returns if all their w-2's are included. What would prevent you from making necessary adjustments in the favor of the client. Afterall, if the client err's you hit them with ridiculous penalties and even imprisonment as we see with Wesley Snipes. What can we do to ensure the safety of the average citizen? That is what we are currently investigating.
Stay tuned as we interview Americans who state they are being asked to furnish receipts they initially furnished to the IRS and 7 years later the IRS and the state revenue departments are still going after seniors, low income people and your average citizen. When they furnish an advocate the advocates are giving people the run around. If you have been forced to pay taxes you know you didn't owe or been forced to pay taxes after using AARP, or paying a CPA or someone to file on your behalf please email us and let us know at unjustirsfees@hotmail.com
It is ironic that an institution such as the Internal Revenue Service given it's power and control would lack the integrity to ensure that the average citizen would receive the correct amount of money when they file their returns if all their w-2's are included. What would prevent you from making necessary adjustments in the favor of the client. Afterall, if the client err's you hit them with ridiculous penalties and even imprisonment as we see with Wesley Snipes. What can we do to ensure the safety of the average citizen? That is what we are currently investigating.
Stay tuned as we interview Americans who state they are being asked to furnish receipts they initially furnished to the IRS and 7 years later the IRS and the state revenue departments are still going after seniors, low income people and your average citizen. When they furnish an advocate the advocates are giving people the run around. If you have been forced to pay taxes you know you didn't owe or been forced to pay taxes after using AARP, or paying a CPA or someone to file on your behalf please email us and let us know at unjustirsfees@hotmail.com
Tuesday, January 17, 2012
So proud of you Taylor!
Although I am no longer blogging on a personal level. I MUST SAY CONGRATULATIONS TAYLOR ON YOUR 3.9 GPA...You go Baby Girl!!!:-)
Sunday, December 25, 2011
As the year ends many things will change
The end of 2011 will close out an important chapter in my life. I will enter 2012 meeting the desires of my heart by doing. I will take that long overdue trip to Paris to do some soul searching. I will spend the year writing the 2 books waiting to be birthed that are on the inside of me.
As I observed the women in my book, I answered one important question, why do women stay in abusive relationships so long? It is simple abusers are more loyal than anyone the victim has to rely on. So be loyal (something we have lost along the way as a people) if you really want to help someone find their way.
So may God Bless You All because it's been awesome sharing my journey and leaving my children with a piece of me publicly. It will certainly help me stay grounded, humble and filled with love and understanding. I am hoping that in all my transparency, I have touched at least one life and helped some better understand my mother's journey as well as my own.
Last but not least it was amazing celebrating the gifts that God has blessed my life with, our family without a doubt outweighed any gift we could receive. My son Mikey bought me a treasure box and my husband filled it with treasures and love as well as my beautiful daughter and handsome sons. The gifts were so priceless because there was so much thought in the process, it was just amazing how well they know my heart and how God blessed me with loved one's who met every need. Thanks Sister, neice and nephew for the beautiful gifts and know I appreciate you more than you know. Be Blessed!
Love Always,
Neicy
signing off in 2011........
As I observed the women in my book, I answered one important question, why do women stay in abusive relationships so long? It is simple abusers are more loyal than anyone the victim has to rely on. So be loyal (something we have lost along the way as a people) if you really want to help someone find their way.
So may God Bless You All because it's been awesome sharing my journey and leaving my children with a piece of me publicly. It will certainly help me stay grounded, humble and filled with love and understanding. I am hoping that in all my transparency, I have touched at least one life and helped some better understand my mother's journey as well as my own.
Last but not least it was amazing celebrating the gifts that God has blessed my life with, our family without a doubt outweighed any gift we could receive. My son Mikey bought me a treasure box and my husband filled it with treasures and love as well as my beautiful daughter and handsome sons. The gifts were so priceless because there was so much thought in the process, it was just amazing how well they know my heart and how God blessed me with loved one's who met every need. Thanks Sister, neice and nephew for the beautiful gifts and know I appreciate you more than you know. Be Blessed!
Love Always,
Neicy
signing off in 2011........
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